Tree care

A tree just hit your house: what to do, step by step

It happens in a second, often at night and usually in a storm. The order to do things in, from getting people clear to the insurance photos to the call.

DBy David’s Tree Service3 min read

When a tree comes down on a house, it’s hard to think straight. Here’s the order to do things in, so the important parts happen first.

Quick answerGet everyone out of that part of the house. If anything is touching a power line, keep back and call the power company first. Take photos if it’s safe to. Then call our 24/7 emergency line, 540-871-8338.

The first ten minutes

  1. Get people out from under it. Hung-up limbs fall without warning, and a damaged roof can move.
  2. Keep away from power lines. If the tree or a limb is touching one, keep everyone back and call the power company first. The line has to be de-energized before anyone works near it.
  3. Don’t try to cut it yourself. Storm-damaged wood is loaded like a spring.
  4. Take photos if it’s safe to. Your insurer will want them, and they’re easier to get before we start than after.

Stay out from under it. Hung-up limbs fall without warning.

Call us, any hour

Our emergency line is answered at two in the morning the same as two in the afternoon. We’ll tell you honestly whether it’s a tonight job or a tomorrow job, and you’ll know the cost before we start.

For a genuine emergency we come as fast as we can safely travel. After a widespread storm everyone in the county calls at once, so we work by danger, and we’ll be straight with you about timing rather than promising something we can’t do. If the tree is on a power line, call us as well and we’ll coordinate with the power company.

Tree on the house right now?24/7 emergency line. Night, weekend or storm.

Call 540-871-8338

Insurance

Will your homeowner’s insurance cover it? Often, when a tree has hit a structure. Coverage for a tree that simply fell in the yard varies a lot between policies.

  • Call your insurer.
  • Take photos.
  • Keep the invoice.

Tell us it’s an insurance claim and we’ll give you whatever documentation you need. We can’t tell you what your policy covers, though. That’s a question for your insurer.

Make it safe tonight, clean up in daylight

Often the right call is to get the tree off the roof tonight and finish later. Making it safe and stopping further damage is the urgent part. The cleanup can happen in daylight.

Night, weekend and storm work is harder and more dangerous, and it’s priced accordingly. You’ll be told the cost before we start, the same as any other job. More on how it works on our emergency tree service page.

Before the next storm

Most of the trees that come down on houses gave some warning: dead limbs over the roof, a split fork, a lean that got worse. Ice season runs December through February around here, and it’s the time to deal with them. Here’s what to check before ice season.

Frequently asked questions

Does emergency work cost more?

Night, weekend and storm work is harder and more dangerous, and it’s priced accordingly. You’ll be told the cost before we start, the same as any other job.

Often, when a tree has hit a structure. Coverage for a tree that simply fell in the yard varies a lot between policies. Call your insurer, take photos, and keep the invoice. We’ll give you whatever documentation you need, but we can’t tell you what your policy covers.

Call the power company first and keep everyone away. The utility has to de-energize the line before anyone works near it. Call us as well and we’ll coordinate.

Yes, and that’s often the right call. Making it safe and stopping further damage is the urgent part. The cleanup can happen in daylight.

Yes. Lynchburg, Lynch Station, Forest and the rest of Campbell, Bedford and Pittsylvania counties.

D

About David’s Tree Service

David Snead started the business in Lynch Station in 1993 and still runs the crew. He quotes the job and he works on it. Licensed and insured, covering Campbell, Bedford and Pittsylvania counties and Lynchburg. More about us

Not sure about a tree?

David comes out, looks at it and gives you a price. No charge and no obligation.

or call 540-297-3454

Why David’s
  • ✓4.8★ from 127 Google reviews
  • ✓Licensed and insured
  • ✓Family run since 1993
  • ✓Free estimates, no obligation
  • ✓24/7 emergency line
Call us

540-297-3454Main office

540-871-833824/7 emergencies

434-525-6777Forest / Lynchburg

7315 Bishop Creek Rd
Lynch Station, VA 24571

Google reviews

What our customers say

★★★★★ 4.8★ from 127 Google reviews

Read all reviews →

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Jeffrey schultz profile picture
Jeffrey schultz
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Great service, we had a huge oak come down and David was able to clean up the tree and carry away the pieces and remove the stump. Cleaned up the area well and left no sign that there was ever a tree there. He had all the equipment needed and the experience to get the job done efficiently. We’re b Very pleased with the entire effort.
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C Wolfer profile picture
C Wolfer
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David and his team did a great job taking down a very large hickory tree and other dead/dying trees at our wooded farm. They cleaned up afterwards. Excellent job.
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Paul Peltier profile picture
Paul Peltier
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I would very much recommend his services.
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J Lem profile picture
J Lem
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I needed a tree service company to cut 3 large oak trees that were leaning toward my house. I searched online and saw a list of tree services. One stood out with 6 positive reviews -- David's Tree Services. I called and David came out and gave me an estimate. He backed it up with a written proposal. I accepted and he was at work the next day. He did an outstanding job of cutting down the 3 large oak trees, grinding their stumps plus grinding 2 other old stumps, cutting the branches off of a neighbors tree that hung over my yard, took off the branches of a large neighbor's tree that leaned toward my house, cut off an underground root of a tree that was pushing my concrete drive up, and trimmed away branches from my overhead power line that could cause trouble in the future. He had all of the equipment including stump grinding. When he finished, not a leaf was left in the yard. I HIGHLY RECOMMEND DAVID'S TREE SERVICES.
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steven branning profile picture
steven branning
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I cannot say enough good things about David's tree service. He has basically saved my house. We had a 58-ft tree 3 ft from the house that was beginning to die. He was able to get that tree cleared. We had a tree that was beginning to reach a neighbor's house, he was able to clear that tree also. All in all we had five trees removed and all the ivy that was climbing my house that I'm allergic to. He was able to clear it to get us ready for our roof that's getting replaced. With all this work that was performed, the price was extremely reasonable and David's is such a nice gentleman. His crew is exceptional. Every one of the gentlemen I met were very friendly and nice
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Kathy Dodson profile picture
Kathy Dodson
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Very professional. Great crew. Cleared and cleaned up all debris. Very impressed with their work.
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Jacob Shelley profile picture
Jacob Shelley
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Hard to get ahold of and confirm a time/if they can do the service. First time dealing with them was great but sadly did not have a good experience with a tree second time around.
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Dgkeller Keller profile picture
Dgkeller Keller
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We’ve had the pleasure of working with David’s Tree Services twice now. David and his team took down a few very large oak trees and a few tree of heaven in 2024. The work was top notch and price was more than fair. We asked for his help again recently to take out an ugly overgrown row of cedars that shaded the driveway in winter and was full of weeds. David came out within a day, made quick work of the removal and left the area so clean, its like the cedars were never there! The work was finished in less than a day! I consider David’s Tree Services the ONLY Tree Service to call in the Bedford County area.
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Tim Vasser profile picture
Tim Vasser
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Have used them in the past, however the last time we called them they never came, we called again and was told they were coming, still nobody showed up.
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Daryl Woods profile picture
Daryl Woods
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David and his crew just cut down a “monster” tree at our property in Thaxton. The tree was enormous-probably 200 years old. David really knew what he was doing and he tackled the project professionally, quickly and safely. Afterwards He spent a lot of leveling the ground and cleaning up the roots. David was fair-priced for the job. I would definitely use him again. I highly recommend him.
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Tree down right now? Call our 24/7 emergency line, 540-871-8338.

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